DSCR Loans

Submit one unified real estate financing request for Fix & Flip, DSCR/Rental, BRRRR, Bridge, Construction, Multifamily, Commercial, or Land/Development. Dwellixa helps match your request with participating financing partners.

One Funding Request
First Time Fix & Flip
Fix & Flip Financing
DSCR / Rental Financing
BRRRR Loans
Bridge Financing
New Construction
Multifamily & Commercial
Land & Development

How It Works

1

Submit your investment opportunity

2

Dwellixa reviews the property and financing request

3

Potentially suitable participating programs are identified

4

You authorize the appropriate financing-provider handoff

5

The financing provider handles underwriting, approval, terms and funding

Request Financing

One request, multiple potential financing paths. Dwellixa organizes your deal, checks participating programs, and can route qualified investor requests to Alpha Realty Loans or another appropriate financing partner. A lender makes all approval and underwriting decisions.

Investor Information

Property Information

Financing & Deal Details

Strategy & Status

Documents & Notes

Select which documents you have available for this project:

* Direct document upload coming soon. For now, just indicate what you have ready.

Powered by Dwellixa AI Deal Analyzer

Dwellixa calculates preliminary deal metrics to help organize and match financing requests. These estimates are not underwriting or credit decisions.

Metrics Calculated

  • Total Project Cost
  • Max Estimated Loan (65% ARV)
  • Loan-to-Cost (LTC) Ratio
  • Estimated Equity & Profit

Risk & Recommendations

  • Potential Program Fit
  • Additional Review Needed
  • No Current Match
Disclaimer: The AI Analyzer provides preliminary estimates for educational purposes only. It does not replace formal underwriting or guarantee any valuation, loan approval, or investment return.

Featured Lending Partners

Explore real-estate investment financing through participating partners. Dwellixa does not guarantee approval or provider availability.

Approved Affiliate Partner
Investment Property Financing

Kiavi

Technology-powered financing for real estate investors

Explore financing directly with Kiavi for eligible real estate investment projects. Current affiliate materials provided to Dwellixa include Bridge/Fix-and-Flip, Rental/DSCR and New Construction/Builder loan programs. Eligibility, terms, rates and approval are determined by Kiavi.

Fix & FlipBridgeRental / DSCRNew ConstructionPurchaseRefinance
Bridge / Fix-and-Flip$100K-$3MUp to 100% LTC and up to 80% ARV, subject to Kiavi underwriting.
Rental / DSCR$100K-$2MPurchase and refinance options with DSCR-based qualification.
New Construction / Builder$150K-$3MBuild-to-sell or build-to-rent options, subject to Kiavi guidelines.
New-customer referral benefit

Kiavi's current affiliate materials describe a $350 borrower discount on an eligible referred customer's first loan. Program terms and eligibility are controlled by Kiavi.

Current program materials list a 660+ FICO baseline and entity-only borrowing requirements. Final eligibility is determined by Kiavi.

Affiliate disclosure: Dwellixa may receive compensation when an eligible new Kiavi customer completes a qualifying transaction. Submit through Dwellixa first so your financing request can be matched and attributed before any lender handoff. Dwellixa is not a lender and does not make credit, underwriting, rate, fee or approval decisions. Program availability and terms can change.

Featured Lending Partner

New Silver

Residential Real Estate Investment Financing

First Time Fix & Flip Investors Can Now Qualify

New Silver now offers a zero experience Fix & Flip program for qualifying first time investors purchasing and renovating an investment property. No experienced co borrower is required. New purchases only; program eligibility and underwriting still apply.

First Time Investors
$200K–$950K
700 Minimum FICO
Up to 85% LTC
100% Construction Financing
12 Month Term
Best For:
  • Investors with zero completed fix and flip projects
  • New investment property purchases
  • Borrowers with a 700+ FICO
  • Projects with a clear renovation budget and ARV
  • Investors with a defined exit strategy
  • Borrowers prepared for construction draw schedules

Verified referral benefit: New Silver's partner confirmation states that an eligible referred client receives a $500 fee discount on a qualifying loan, subject to New Silver's terms. Dwellixa may receive $750 for a qualifying closed referral.

Submit through Dwellixa first so the request and any later lender handoff are attributed correctly. Dwellixa Real Estate is not a lender and does not make credit or underwriting decisions. Loan programs, rates, fees, terms, property eligibility, approval, and funding are determined by New Silver. Applying does not guarantee approval or funding.

Participating Lending Partners

Explore participating financing partners and programs. Eligibility and availability vary by property, program, state and provider.

Frequently Asked Questions

Funding Education & Strategies

Sharpen your investment skills with Dwellixa's AI Investor Analyst.

Understanding Fix & Flip Financing

Learn how holding costs, points, and rehab budgets affect your bottom line before you sign a term sheet.

Discuss with Investor AI

BRRRR Strategy Explained

Master the Buy, Rehab, Rent, Refinance, Repeat cycle. Discover how to secure bridge debt and exit into long-term DSCR loans.

Discuss with Investor AI

Commercial Bridge Loans

Explore short-term financing options for stabilizing multi-family and mixed-use commercial properties.

Discuss with Investor AI

Dwellixa is a real estate technology and financing-matching platform. Dwellixa is not a lender and does not make credit, underwriting, appraisal or approval decisions. Depending on the transaction, program, state and applicable requirements, Dwellixa may act as a referral or other permitted intermediary through participating financing providers. Rates, fees, terms, eligibility, approval, licensing requirements and funding are determined by the applicable provider. Dwellixa may receive compensation for eligible transactions or referrals. Submission does not guarantee financing.

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