Down Payment Calculator

Determine how much you need to save and how different down payment milestones impact Private Mortgage Insurance (PMI).

Comparison Scenarios

5% Down$20,000PMI: $158/mo
10% Down$40,000PMI: $150/mo
15% Down$60,000PMI: $142/mo
20% Down$80,000PMI: $0/mo

Your Scenario

Down Payment Amount$80,000
Loan Amount$320,000
Estimated Monthly PMI$0

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Dwelli – AI Home Concierge

Meet Dwelli

Your AI Home Concierge

I can help you find homes, calculate payments, compare neighborhoods, and connect with trusted professionals.

Dwelli is an AI assistant, not a licensed agent, lender, or advisor. Information is educational only.